FEHB in retirement.
The 5-year rule, Open Season moves, the PSHB transition, the one-way cancellation door, and dental & vision.
Every guide in this cluster
Self Only vs. Self Plus One vs. Self+Family: The FEHB Tier Most Retirees Overpay On
Benefits are identical across tiers, so it’s pure cost — and the trap cuts both ways. Empty-nesters overpay on Self+Family, and 39 plans in 2026 price Self Plus One higher.
The FEHB 5-Year Rule for Retirement: What Federal Employees Need to Know
5 U.S.C. § 8905(b), the rule’s mechanics, the TRICARE strategy that keeps the backdoor open, the OPM “skip-over” example, and the lifetime value of $500,000+ in government premium support.
Medicare Open Season Decisions for Federal Retirees
FEHB plan review, Medicare Part D EGWP, suspending FEHB, and the cancel-vs-suspend rule that matters more than people realize. The 2026 numbers: +12.3% FEHB premiums, $2,100 Part D cap, and Form RI 79-9.
2026 FEHB Changes and the PSHB Transition
Postal workers moved out of FEHB into PSHB — bringing a Medicare Part B requirement that’s catching retirees off guard. Who’s affected, who’s exempt, the 12.3% premium jump, and an interactive Part B requirement checker.
Cancelling FEHB in Retirement: The One-Way Door
Cancelling is permanent — you can never re-enroll. The cancel-vs-suspend distinction, what suspension allows, and how to cut costs without losing coverage.
FEDVIP Dental & Vision Insurance, Explained
Why there's no government contribution, the no-5-year-rule retiree advantage, standard vs. high plans, and the pre-tax quirk — with a cost estimator.
Back to the full pillar
This is one cluster of the FEHB & Medicare pillar. Explore the Part B decision, FEHB in retirement, coordinating Medicare & FEHB, and coverage gaps in the full pillar.
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