How much do you need?
The number, the readiness checklist, how you compare by age, and how long the money actually lasts.
Every guide in this cluster
The Hidden Wealth of a Federal Pension: 8 Signs You’re Richer Than You Think
Your pension is a six or seven-figure asset that never shows up on a statement. Eight signs federal employees are wealthier than they feel — and what to do about it.
How Much Do You Actually Need to Retire? The 2026 Answer
The real formula, the number most people get wrong, and an interactive calculator that shows your naive target versus your real one — the foundation every other plan builds on.
Am I Ready to Retire This Year? The 2026 Checklist
Seven readiness dimensions scored on one dashboard — income, healthcare, debt, taxes, and more — so you know whether this is the year or not.
Average Retirement Savings by Age: How Do You Compare? (2026)
The median family has about $87,000 saved; near-retirees about $200,000. See the average and median by age — and why the gap between them matters.
The Median American Has Just $955 Saved for Retirement
The headline figure is genuinely alarming — and frequently misunderstood. What the $955 median actually measures, why it differs so sharply from the “average” balance, how the numbers break down by age, the $1.26 million gap between what people have and what they think they need, and what the federal employee’s TSP structure does to change the picture.
How Long Will $1 Million Last in Retirement? The 2026 Math
It depends on spending, returns, and inflation. The math behind the question everyone asks, with a depletion calculator that shows when the money runs out.
$100K Saved, $60K Salary, 4 Years From 62: The Catch-Up Plan
Behind isn’t hopeless. Capture the match, turn on catch-up, get a pension estimate, and decide 62 on purpose — with a calculator for what four focused years actually buys.
You’re 58, Make $95K, Have $250K in Your TSP — Can You Retire at 62?
The TSP is one of three legs. Add your FERS pension (with the 1.1% bonus), Social Security at 62, and a 4% TSP withdrawal, test the replacement rate, and see why FEHB makes 62 work.
Back to the full pillar
This is one cluster of the Retirement Savings pillar. Explore how much you need, withdrawal strategy, income & annuities, and more in the full pillar.
← Back to Retirement Savings